Free Local Bank Transfer module launched for India

We are pleased to inform our Indian users that this week we have added the complimentary Local Bank Transfer module to the list of payment gateway/processor modules available for India.

NEFT/IMPS is a popular payment method for Indian users with Net Banking access. In most cases there are no fees levied by the bank to receive fund transfers using this method.

However, to use this payment method in an online payment setting you need to display the correct details when the person has the intention to pay. So now you can use this free payment mode with your pMP payment pages.

If you have created a BHIM/UPI ID or virtual payment address for your bank account, you can optionally display that as well for faster payments. This is currently a free payment mode for both sending and receiving payments.

For advanced users who pass a unique reference or custom value with the pMP short link, the custom value will now be displayed to the payer to add in the Transfer Description (for NEFT/IMPS) and Remarks (for BHIM/UPI).

Disclaimer: We display the latest details as entered by you into the payMyPage system. We have no way of checking/ensuring that you have entered the correct details for your bank account, or that your payer has used the details as displayed. Hence, we will not be responsible for any incorrect bank transfers.

Please note that we will not charge any fee (even in the PAID plan) for these payment modes. We do not be track these payments modes so we cannot provide any details of payments made using these payment methods. For transaction details of payments made using these payment modes please use your bank account statement.

Free and Paid ways to use payMyPage

Today we are announcing a major change to our Pricing model which is effective immediately.

TWO New Plans

We will now offer a FREE plan and a PAID plan which you can opt for as per your needs.

The FREE plan will let you use our service for free for as long as you wish. No fees will be billed for any successful payments. However, we will put ads on your payment page. These ads, when clicked, will launch in a new window.

  • Users in this plan do not have to pay anything until they upgrade to the PAID plan.
  • As long as you use our service with the FREE plan, we will place ads at the top of all your payment pages.
  • If you upgrade to the PAID plan you will need to pay for all past successful payments received using the pMP service.
  • You cannot downgrade to this plan from the PAID plan.

The PAID plan is like your previous pricing and will be without any ads on your payment pages. However, the pricing has changed. The billing system will use the rate specified for this plan from 1st April 2019.

  • First and foremost there will be no ads on your payment pages.
  • We will charge you a service fee only when you get paid successfully using a payMyPage payment page.
  • We do not charge you any setup or maintenance fees.
  • Our service fee is over and above the payment processor fees.
  • When your cumulative unpaid service fee crosses a minimum billing threshold, we will bill you on the 1st of the following month.
  • The threshold is INR 30.00 for users from India, and USD 1.00 for everyone else.
  • To avoid account suspension you will need to pay the bill by the 15th of the month.
  • You cannot downgrade to the FREE plan.

We recommend you read the details before opting for a pricing plan.

To give you the choice, we put you in the FREE plan by default. You can opt to stay on the FREE plan with ads, or you can upgrade to the PAID plan from the option above Logout in your Dashboard.

Payment Page Themes

We currently have FOUR payment page themes for you to use across all your payMyPage (pMP) payment pages:


Each theme has a different set of colours associated with the page elements and can complement your website/logo colours to some extent for a more seamless user experience to your customers.

To try out these themes you need to login to your pMP user account, and then try the theme changer on your payment pages here.

pMP Link Expiry and After Payment Processing

At the start of the New Year 2019 we've added some sought after features such as Link Expiry and After Payment Processing options to payMyPage (pMP) links.

Auto Expiry of pMP Links

Now you can set older links to expire at midnight on a certain date in your own timezone. On expiry the link status will automatically change to disabled/inactive. It will not get deleted.

If you do not wish to set any expiry on your links you can leave them as they are. The links will continue to be active until you disable them manually.

If you have set an expiry and wish to remove this setting, you can hit the No Expiry button and save the link settings.

After Payment processing options

Now it is not compulsory to provide links to redirect a visitor after successful payments. Additionally, you have a new option to simply display a Thank You note after payment.

The logic will be as follows:-
Thank You note: Yes, Thank You page link: No, Action: Show Thank You note
Thank You note: No, Thank You page link: Yes, Action: Send to Thank You page link
Thank You note: Yes, Thank You page link: Yes, Action: Show Thank You note
Thank You note: No, Thank You page link: No, Action: Show default Thank You note

Try these features on your pMP links

PayPal Presentation Terms

According to PayPal the following clause will be added to their agreement:

1.5 Presentation of PayPal

You agree to provide equal treatment to PayPal and/or other payment methods or marks you offer at your points of sale (e.g. websites or mobile applications). This includes at least equal or substantially similar: logo placement, position within any point of sale, and treatment in terms of payment flow, terms, conditions, restrictions, or fees, in each case as compared to other marks and payment methods at your points of sale.

In representations to your customers or in public communications, you agree not to mischaracterize PayPal as a payment method or exhibit a preference for other payment methods over PayPal.  Within all of your points of sale, you agree not to try to dissuade or inhibit your customers from using PayPal or encourage the customer to use an alternate payment method.  If you enable your customers to pay you with PayPal, whenever you display or exhibit the payment methods that you accept (either within any point of sale or in your marketing materials, advertising and other customer communications) you agree to display the PayPal payment marks at least as prominently, and in at least as positive a manner, as you do for all other payment methods.

This morning PayPal India announced upcoming changes to their legal agreements effective 13th November 2018.

One of them will introduce a requirement on how PayPal payment option is displayed on user websites/mobile apps.

We are already compliant with this upcoming requirement and present PayPal payment options in the same manner as the other payment options.

If you have any other places where you have displayed PayPal as a payment option, you may want to take a look at their presentation again.

PayPal INR payments enabled in PayPal module

According to PayPal India:

"In line with the Govt of India's Gazette Notification pertaining to Subsidizing MDR charges on Debit Cards/ BHIM UPI/ AePS transactions of value less than or equal to INR 2000 dated 27th Dec 2017, we are announcing a promotional pricing of 2.5%+ INR 3 up-to 1 January 2020 for all domestic payments."

This morning PayPal India announced that Indian PayPal users can accept payments in INR for domestic transactions.

To enable INR payments in your PayPal account you will need tologin to your PayPal Business account and complete a domestic KYC process at this link.

We have updated the payMyPage (pMP) system to allow you to accept PayPal payments in INR and have already taken care of the technical part of enabling the display of the PayPal INR payment option to visitors from India.

However, this option will only work if you have successfully completed domestic KYC with PayPal. You can activate this feature by checking the box in your PayPal module settings after logging-in on this page.

Once this is done, if your payment page has a price mentioned in INR then PayPal will appear as a payment option for INR payments.