End of Old Plans, Start of New Ones

What is Changing?

The old Free and Paid plans are out. The new Lite and Pro plans are in.

The Pro plan is similar to the old Paid plan with all functionalities enabled and with a small annual subscription fee.

The Lite plan has all the basic payment page features that have made our service popular with micro businesses and entrepreneurs in India. The advanced features will not be available until upgrade.

If your Pro plan subscription expires, you will be migrated back to the Lite plan automatically.

You can view details on available features for each plan on this page.

 

How does this affect your Account?

All existing user accounts have been migrated on 15th August 2020 to the Lite plan which is a “free forever” plan and has no charges.

All existing payment page settings including the advanced features reserved for the Pro plan will continue to function as before.

However, if you wish to change the settings for advanced features on existing payment pages, or use them for new payment pages, you will need to upgrade to the PRO plan.

 

How to Upgrade?

The option to upgrade is always available in your pMP Dashboard after sign-in.

 

Who can upgrade?

If payMyPage supports a payment gateway in your country, you can upgrade.

Tap goSell Payment Gateway for Middle East MENA

We have added Tap goSell, a modern and progressive payment gateway based in Kuwait, for our users in the Middle East MENA region.

Tap’s vision is to make it easier, faster, and smoother for businesses in the Middle East to bill, accept, receive, and make payments online. Their goSell payment gateway supports both local and international payments and accepts signups from both individuals and business users.

We have currently enabled the Tap goSell payment gateway for a number of countries from Middle East MENA region.

Users from Kuwait, Saudi Arabia, UAE, Bahrain, Oman, Qatar, and Egypt can use this payment gateway to accept:

  • Domestic and international Card payments from customers in in KWD, SAR, BHD, AED, OMR, QAR, EGP or equivalent in USD,EUR,GBP
  • KNET payments from Kuwaiti customers
  • MADA payments from Saudi customers
  • BENEFIT payments from Bahraini customers

While you can also use the payment links provided by Tap goSell, using payMyPage (pMP) payment page links you can:

  1. Add business info and product info to each of your payment pages with contacts in case of issues.
  2. Customise the appearance of your payment pages with your logo/pic and choice of colours.
  3. Use payment options from multiple payment gateways if supported for your region.
  4. Generate Tap goSell payment links automatically for each new payment without any coding.
  5. Auto-detect payer geolocation and display payment options accordingly.

Enable Tap goSell Payment Processor Module

You will also see a payment processor module in your Dashboard that looks like this:

paymypage activate tap payments module

Once you signup with Tap goSell, simply click Activate and follow the instructions on the page to quickly fill-in the details and activate the module.

You can then go to the Payment Pages section to create/modify payment pages and add prices in your local currency.

pMP will automatically detect and display the Tap goSell payment gateway for your customers based on their geographical region. The goSell payment gateway will then present the applicable payment options for the currency of your customer/payer.

Flutterwave Payment Gateway for Africa

We have added Flutterwave, a modern and progressive payment gateway for our users in Africa.

Flutterwave’s vision is to make it easier for Africans to build global businesses that can make and accept any payment, anywhere from across Africa and around the world. Flutterwave supports both local and international payments and accepts signups from both individual and business users.

We have currently enabled this payment gateway for a limited number of countries from Africa based on demand seen from registered users.

Users from Nigeria can accept domestic and international Card payments, USSD payments, and Bank Account Transfers.

Users from Uganda can accept domestic and international Card payments and Mobile Money (MTN, Airtel).

Users from Kenya can accept domestic and International Cards and M-Pesa payments.

Users from South Africa can accept domestic and International Cards and ACH payments.

As we get demand from more countries in Africa we will support them as well in time.

While you can also use the payment links provided by Flutterwave, using payMyPage (pMP) payment page links you can:

  1. Add business info and product info to each of your payment pages with contacts in case of issues.
  2. Customise the appearance of your payment pages with your logo/pic and choice of colours.
  3. Use payment options from multiple payment gateways if supported for your region.
  4. Generate Flutterwave payment links automatically for each new payment without any coding.
  5. Auto-detect payer geolocation and display payment options accordingly.

Enable Flutterwave Payment Processor Module

You will also see a new payment processor module in your Dashboard that looks like this:

activate flutterwave module on paymypage

Once you signup with Flutterwave, simply click Activate and follow the instructions on the page to quickly fill-in the details and activate the module.

You can then go to the Payment Pages section to create/modify payment pages and add prices in your local currency.

pMP will automatically detect and display the applicable payment gateway options for your customers based on their geographical region.

Free Local Bank Transfer module launched for India

We are pleased to inform our Indian users that this week we have added the complimentary Local Bank Transfer module to the list of payment gateway/processor modules available for India.

NEFT/IMPS is a popular payment method for Indian users with Net Banking access. In most cases there are no fees levied by the bank to receive fund transfers using this method.

However, to use this payment method in an online payment setting you need to display the correct details when the person has the intention to pay. So now you can use this free payment mode with your pMP payment pages.

If you have created a BHIM/UPI ID or virtual payment address for your bank account, you can optionally display that as well for faster payments. This is currently a free payment mode for both sending and receiving payments.

For advanced users who pass a unique reference or custom value with the pMP short link, the custom value will now be displayed to the payer to add in the Transfer Description (for NEFT/IMPS) and Remarks (for BHIM/UPI).

Disclaimer: We display the latest details as entered by you into the payMyPage system. We have no way of checking/ensuring that you have entered the correct details for your bank account, or that your payer has used the details as displayed. Hence, we will not be responsible for any incorrect bank transfers.

Please note that we will not charge any fee (even in the PAID plan) for these payment modes. We do not be track these payments modes so we cannot provide any details of payments made using these payment methods. For transaction details of payments made using these payment modes please use your bank account statement.

Payment Page Themes

We currently have FOUR payment page themes for you to use across all your payMyPage (pMP) payment pages:

  • DEFAULT
  • WHITE
  • BLACK
  • SOLITUDE

Each theme has a different set of colours associated with the page elements and can complement your website/logo colours to some extent for a more seamless user experience to your customers.

To try out these themes you need to login to your pMP user account, and then try the theme changer on your payment pages here.

pMP Link Expiry and After Payment Processing

At the start of the New Year 2019 we've added some sought after features such as Link Expiry and After Payment Processing options to payMyPage (pMP) links.

Auto Expiry of pMP Links


Now you can set older links to expire at midnight on a certain date in your own timezone. On expiry the link status will automatically change to disabled/inactive. It will not get deleted.

If you do not wish to set any expiry on your links you can leave them as they are. The links will continue to be active until you disable them manually.

If you have set an expiry and wish to remove this setting, you can hit the No Expiry button and save the link settings.

After Payment processing options

Now it is not compulsory to provide links to redirect a visitor after successful payments. Additionally, you have a new option to simply display a Thank You note after payment.

The logic will be as follows:-
Thank You note: Yes, Thank You page link: No, Action: Show Thank You note
Thank You note: No, Thank You page link: Yes, Action: Send to Thank You page link
Thank You note: Yes, Thank You page link: Yes, Action: Show Thank You note
Thank You note: No, Thank You page link: No, Action: Show default Thank You note

Try these features on your pMP links

PayPal Presentation Terms

According to PayPal the following clause will be added to their agreement:

1.5 Presentation of PayPal

You agree to provide equal treatment to PayPal and/or other payment methods or marks you offer at your points of sale (e.g. websites or mobile applications). This includes at least equal or substantially similar: logo placement, position within any point of sale, and treatment in terms of payment flow, terms, conditions, restrictions, or fees, in each case as compared to other marks and payment methods at your points of sale.

In representations to your customers or in public communications, you agree not to mischaracterize PayPal as a payment method or exhibit a preference for other payment methods over PayPal.  Within all of your points of sale, you agree not to try to dissuade or inhibit your customers from using PayPal or encourage the customer to use an alternate payment method.  If you enable your customers to pay you with PayPal, whenever you display or exhibit the payment methods that you accept (either within any point of sale or in your marketing materials, advertising and other customer communications) you agree to display the PayPal payment marks at least as prominently, and in at least as positive a manner, as you do for all other payment methods.

This morning PayPal India announced upcoming changes to their legal agreements effective 13th November 2018.

One of them will introduce a requirement on how PayPal payment option is displayed on user websites/mobile apps.

We are already compliant with this upcoming requirement and present PayPal payment options in the same manner as the other payment options.

If you have any other places where you have displayed PayPal as a payment option, you may want to take a look at their presentation again.

PayPal INR payments enabled in PayPal module

According to PayPal India:

"In line with the Govt of India's Gazette Notification pertaining to Subsidizing MDR charges on Debit Cards/ BHIM UPI/ AePS transactions of value less than or equal to INR 2000 dated 27th Dec 2017, we are announcing a promotional pricing of 2.5%+ INR 3 up-to 1 January 2020 for all domestic payments."

This morning PayPal India announced that Indian PayPal users can accept payments in INR for domestic transactions.

To enable INR payments in your PayPal account you will need tologin to your PayPal Business account and complete a domestic KYC process at this link.

We have updated the payMyPage (pMP) system to allow you to accept PayPal payments in INR and have already taken care of the technical part of enabling the display of the PayPal INR payment option to visitors from India.

However, this option will only work if you have successfully completed domestic KYC with PayPal. You can activate this feature by checking the box in your PayPal module settings after logging-in on this page.

Once this is done, if your payment page has a price mentioned in INR then PayPal will appear as a payment option for INR payments.